Do you have a list of accredited repair shops? 

Yes! We have a comprehensive list of accredited repair shops partnered with our insurance providers. You can view the full list "ACCREDITED SHOP BRITANICO INSURANCE PROVIDERS."

What if the shop I want to use isn’t on your list? 

No problem. Even if a shop isn’t listed, we can coordinate with them nationwide to ensure your claim or repair is handled smoothly. 

Where is your physical office located? 

Our office is located at Unit 201, Eljay Building, Anabu 1E, Imus, Cavite 4103. You’re welcome to visit us during our business hours: Monday to Friday, 9:00 AM – 3:00 PM, for any inquiries or assistance with your insurance needs.

Is Britanico Insurance Services a legitimate agency?

Yes. Britanico Insurance Services is a fully licensed and trusted insurance agency. You can reach us directly at our office or get in touch with us online. 

What is the difference between CTPL and Comprehensive Car Insurance?

CTPL (Compulsory Third Party Liability): This is the minimum insurance required by law for all vehicles in the Philippines. It covers bodily injury or death to third parties in case of an accident. It does not cover damage to your own vehicle.

Comprehensive Car Insurance: This provides broader protection, covering both damage to your own vehicle and liability for injuries or damages to others. It may also include benefits such as theft, fire, natural disasters, and roadside assistance, depending on your policy.

Are your car insurance partners accredited by my finance company? 

Our insurance partners, such as Standard Insurance, Phil British, Country Bankers, Fortune Gen, and Bethel, are widely recognized and often accredited by major finance companies. Accreditation can vary depending on your lender, so we recommend checking with your finance company or contacting us directly. We can assist you in coordinating and confirming which insurance partners are accepted for your specific financing needs. 

What is a deductible in car insurance? 

A deductible is the amount you pay out of pocket when filing a claim before your insurance coverage applies. For our policies, the deductible is ₱3,000 for SUVs and ₱2,000 for sedans. Deductibles help lower your premium while ensuring your vehicle is covered for the remaining repair costs.

What is AON coverage? 

AON coverage protects your vehicle against unforeseen natural events such as floods, typhoons, earthquakes, and other calamities. It helps cover repair or replacement costs caused by these events, giving you peace of mind during extreme weather or natural disasters. 

Is my vehicle covered if someone else is driving it?

Yes. Most car insurance policies, including those we offer, cover your vehicle even when it is driven by someone else, as long as they are legally allowed to drive and have your permission. Coverage may vary depending on your specific policy, so we recommend reviewing your policy details or contacting us for confirmation.